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Mortgage Prequalification: Chicago, Chicago Northwest Side and Chicago Northside Illinois home buying, real estate listings, and homes for sale in Cook County, IL

Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Chicago, Chicago Northwest Side and Chicago Northside Realtor to offer services such as these.

Once you fill out the form, I will quickly process your information and get right back to you!

	About You
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	About Your Move
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	About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
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	Loan Info
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*Please note that fields marked with an asterisk are required.

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First Time Buyers >A Matter of Timing

Buying real estate can sometimes involve tricky timing. For example, you may have found the perfect house and are thinking about making an offer, but are feeling pressured to make a decision just when you want time to consider the matter. The agent tells you that another party is thinking about making an offer, so you shouldn't hesitate if you really want the house. What should you do? Trust your agent!

It is natural to feel some pressure from even the most easy-going real estate agent--and some uncertainty about making an offer. If you really like a house, there is always the possibility that someone else will share your enthusiasm for it. Whether your local market is active or sluggish, it is sensible to assume that another offer is likely to come in. Perhaps you can afford to "sleep on it", but moving as quickly as possible will minimize the possibility that the house will go to another buyer.

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Q	What is the average age range of a second-home buyer in the United States?
A	Currently, second-home buyers in America are most often between 41 and 44 years of age.
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Carl Mattes real estate attorney
Carl Mattes, great attorney and is very professional!
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Barbara Foy, REALTORŽ, real estate agent and broker for Chicago, Chicago Northwest Side and Chicago Northside Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Barbara Foy
RE/MAX Signature
2901 N. Clybourn
Chicago, IL 60618
773-502-7653
barbara@barbarahomes.com
I am always available to offer you personal, one-on-one help with what some say is the biggest decision you will make in your life. If you have any questions, please don't hesitate to call or e-mail me! Buying a home? I'll take the time to listen to your needs and desires, and find your dream home. Your total satisfaction is my number one priority. Selling a home? I will get your home sold for top dollar and in a timely manner. My online and offline marketing programs will give you the edge you need to sell your home. I don't want to just list your home, I want to sell it! Fast! Relocating? If you are moving to my area, I can assist you in collecting the information you need, and make your transition as smooth as possible. Feel free to contact me for any information. I love to assist people in relocating, and I've helped many people move to our area! I have built a reputation for client satisfaction, and I am devoted to making your move as easy as possible. You will have the added benefit of working with an agent who understands your needs when buying, selling, or relocating. Finding the right home is only the beginning. I will assist you every step of the way to ensure smooth sailing.

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NUMBER1EXPERT™ in real estate for Chicago real estate, homes and Chicago Northwest Side in Cook County Illinois, First Time Buyers

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