Chicago, Chicago Northwest Side and Chicago Northside real estate and homes for sale in Illinois, First Time Buyers - Barbara Foy, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
Contact Information
Email Barbara Foy
Login
Go To Sitemap
Barbara Foy

Special Offers
Request My Free Relocation Package!
Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
Find Out More >
View All Offers >

Testimonials
Sue and Sue say...
"She worked 24/7 for us"
Read Quote >
View All Quotes >

TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Barbara Foy is one of The Top Selling Real Estate Experts™
Find Out More >






Latest Listings
Get the Latest Listings Before Anyone Else!
As soon as we list another home for sale, we'll email you. You'll know first.
Name:
Email:
Affiliates
Carl Mattes real estate attorney
Carl Mattes, great attorney and is very professional!
Find Out More >
View All Affiliates >

Latest News
Get the Latest Real Estate News, Hot Off the Presses!
If you are buying or selling a home, you need our eNewsletter.
Name:
Email:
Affiliates
Welcome > Resources > Special Offers > Affiliates ...

Scott Manint Mortgage Consultant

Platinum Mortgage has tons of programs and several that no other lenders have. Give them a call for quick pre approval!! Call him at 847-840-9999 on his cell or office at 847-797-9500 x 116 

About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State/Province:
Country:
Zip/Postal Code:
Phone:

About Your Move
When Are You Moving?
Where Are You Moving?

About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?

About Your Home
Your Preferred Selling Price?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?

Additional Info
Please Enter More Details,
Along With Any Comments,
Concerns, Or Questions:
Send Latest Listings: What is this?
Send Latest News: What is this?

*Please note that fields marked with an asterisk are required.


Email With Confidence
Quick Response Guarantee >
Your Privacy Is Guaranteed >
Free & Without Obligation >
View All Affiliates >


School Reports in Chicago, Chicago Northwest Side and Chicago Northside, Illinois
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Illinois Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Chicago, Chicago Northwest Side and Chicago Northside 



Real Estate Tips
First Time Buyers >The Down Payment

Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.

If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.

When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What does "contingency" mean in real estate?

A 
A contingency is a specified event that must take place before a home purchase contract is binding; for example, a sale can be said to be "contingent upon the sale of the buyer's current residence."
See More Real Estate Trivia >


Print This Page Send To A Friend


Barbara Foy, REALTOR®, real estate agent and broker for Chicago, Chicago Northwest Side and Chicago Northside, Illinois home listings, property and land for sale - NUMBER1EXPERT™

Barbara Foy
RE/MAX Signature

2901 N. Clybourn
Chicago, IL 60618
773-502-7653
barbara@barbarahomes.com

I am always available to offer you personal, one-on-one help with what some say is the biggest decision you will make in your life. If you have any questions, please don't hesitate to call or e-mail me! Buying a home? I'll take the time to listen to your needs and desires, and find your dream home. Your total satisfaction is my number one priority. Selling a home? I will get your home sold for top dollar and in a timely manner. My online and offline marketing programs will give you the edge you need to sell your home. I don't want to just list your home, I want to sell it! Fast! Relocating? If you are moving to my area, I can assist you in collecting the information you need, and make your transition as smooth as possible. Feel free to contact me for any information. I love to assist people in relocating, and I've helped many people move to our area! I have built a reputation for client satisfaction, and I am devoted to making your move as easy as possible. You will have the added benefit of working with an agent who understands your needs when buying, selling, or relocating. Finding the right home is only the beginning. I will assist you every step of the way to ensure smooth sailing.

ePro Equal Housing


RealEstateLinkExchange.com

RE/MAX Signature Logo

www.barbarahomes.com is brought to you by Barbara Foy
NUMBER1EXPERT™ in real estate for Chicago, Chicago Northwest Side and Chicago Northside, Illinois, First Time Buyers

Read Barbara Foy's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge



USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.

www.barbarahomes.com is brought to you by Barbara Foy